AVA Savings & Investment Trust
A flexible trust solution that adapts as life turns - naming the beneficiaries who matter most, so the money you set aside reaches them without complication when it's needed. Guaranteed returns, professional management, complete peace of mind.
- Initial Contribution
- ₦100,000
- Contribution Cadence
- Flexible
- Return Profile
- Guaranteed
- Manager
- AVA Trustees
Flexibility for life. Certainty for family.
The AVA Savings & Investment Trust (ASIT) gives you flexibility as your needs change through life's unexpected turns. It's a structured trust that combines disciplined saving with the legal protection of a formal fiduciary vehicle.
ASIT gives clients the freedom to name beneficiaries to the funds when it is needed the most - because the last thing your loved ones need are complications during emergencies. Our experts bring a deep well of investment and fiduciary knowledge, working in your best interest across every market cycle.
Built around your life. Held for their future.
- Flexible funding structure - Fund your trust via lump sum, periodic contributions or a blend of both - engineered around your cash flow, not ours.
- Standing payment order - Fund automatically through a revocable standing order from your bank account, so contributions never miss a beat.
- Named beneficiaries - Allocate funds directly to the beneficiaries specified in your Trust Deed - clarity for your family, certainty for you.
- Expert trust management - Actively managed by AVA Trustees Limited - experienced fiduciary and investment professionals working in your interest.
- Guaranteed returns - Investments are structured to generate steady, guaranteed returns while preserving the capital you've set aside.
What holding the Trust delivers.
- Structured wealth transfer to loved ones
- Beneficiaries receive funds directly upon demise
- Eliminates uncertainty and family disputes
- Encourages disciplined savings and long-term planning
- Peace of mind through professional oversight
- Guaranteed returns while preserving capital
- Flexible contribution options based on financial capacity
Seven reasons to structure it with AVA.
- Secure your family's financial future
- Smooth wealth transfer without probate delays
- Save consistently with flexible contribution options
- Guaranteed returns on invested funds
- Trusted professionals managing your legacy
- Clear beneficiary structure prevents family conflict
- Maintain control - funding via revocable standing order
Built for five fiduciary jobs to be done.
- 01
Financial protection for loved ones
- 02
Certainty on wealth distribution
- 03
Preventing family disputes
- 04
Continuity of financial support
- 05
Structured wealth planning
One trust. Many life stages.
- Parents - Parents planning ahead for their children's future and long-term wellbeing.
- Individuals with Dependents - Anyone whose income supports loved ones and wants a protected legacy.
- Business Owners - Entrepreneurs formalising succession outside of business operations.
- High-Income Professionals - Senior professionals structuring wealth for family and estate goals.
- Estate Planners - Anyone seeking structured, legally protected estate planning.
Entry & contributions.
- Initial Minimum Contribution
- ₦100,000
- Subsequent Contributions
- Not fixed
- Funding Options
- Lump sum / Periodic
- Standing Order
- Revocable, bank-linked
Balanced risk. Guaranteed returns.
The Trust sits at the mid-point of the risk spectrum, balancing capital preservation with growth. Investments are structured for steady, guaranteed returns without exposing beneficiaries to unnecessary volatility.
Set up in four steps.
- 01
Speak with us
Contact your relationship manager or call 0700 0000 AVA to begin the conversation.
- 02
Complete the form
Fill in the AVA Trustees application form and outline your goals and beneficiaries.
- 03
Submit KYC
Passport photograph, means of ID, signature specimen and a utility bill (not older than 3 months).
- 04
Fund your account
Make your initial contribution or activate a standing order from your bank.
Structure the legacy your family deserves.
Speak with a relationship manager to design a Savings & Investment Trust around your goals, contributions and beneficiaries.
AVA Trustees Limited is a member of AVA Capital Plc and is licensed to provide trusteeship services in Nigeria. Trust terms, contributions and beneficiary structures are governed by the executed Trust Deed. Please read all offering documents before establishing a trust.
